Cards
Know your limits, balances, and utilization — not buried across five banking apps.
Product preview
Multiple cards create invisible money chaos.
Balances live in one app. Payments in another. Expenses disappear by category. Utilization creeps up quietly. SpendMoth brings the full picture into one readable place.
Built for people with multiple cards
SpendMoth is for households, side-hustlers, and anyone managing more than one card, balance, payment, and spending category — without finance jargon or accounting-suite complexity.
Everything your card life needs
Personal spending clarity — not a bloated accounting suite.
Expenses
Log daily spending by category in seconds.
Income
See what comes in next to what goes out, so cash flow isn’t a guess.
Payments
Record payments against the right card and keep balances honest.
Reports
Understand where money went by category and period — without exporting to Excel.
History
Keep one timeline of your money movement.
How it works
Three steps from chaos to clarity.
Add your cards once
Enter credit and debit cards once. See total limits, debt, and utilization in one dashboard.
Log money as it happens
Log expenses, income, and payments as they happen — from your phone or the web.
See what changed early
Use reports and history to spot what’s growing before it becomes a problem.
Web & mobile
Get SpendMoth
Start free on the web today. iOS and Android apps are available for quick capture on the go — same account, same calm design.
Your financial data should feel organized, not exposed. SpendMoth helps you track your own money clearly and privately. Privacy policy
Create your free account or sign in if you already have one.
Stop guessing. Start seeing.
SpendMoth gives you a calmer way to manage cards, payments, and spending — built for real life, not accounting departments.
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